Savings/Checking
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Banking
The Highest Interest Rates for April 2024
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
Best IRA CD Rates for April 2024
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
Best Student Checking Accounts and Banking Options
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe…
11 Best Free Checking Accounts
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
The 8 Best Savings Accounts for College Students in 2024
Saving money in college is tough when you’re not employed or working part-time. But it’s not impossible to do, and it may be just the time to strike with rising…
The Best 3-Month CD Rates (April 2024)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
Apps & Tools
7 Best Money-Saving Apps for College Students in 2024
Living on a shoestring budget is a common challenge for college students. But you can help your financial situation by choosing one of the best money-saving apps for college students…
Wally App Review 2024 – Creating a Budget with AI
Wally GPT bills itself as “The World’s 1st AI-Powered Personal Finance App.” Is Wally simply cashing in on AI mania? Does AI even make for a better personal finance app?…
Buxfer Review 2024 – The Most Comprehensive Budgeting App
Buxfer is a budgeting app that claims to help you take control of your financial future. Is that true, or is it just a marketing spin? You can answer that…
PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times
There are plenty of budgeting services and apps to choose from. One well worth considering is PocketGuard. It’s an app that tracks your spending, helps you budget for expenses, and…
Monarch Money Review 2024 – An App That Makes Budgeting Easy
Today, you’ll find plenty of budgeting and finance apps on the market, some of them free. If you’ve been struggling to get control of your budget, a good budgeting app…
Self Review 2024 – A Low-Cost Way of Building Credit
Have you been unable to get a credit card or a loan because of bad or no credit? Credit builder loans are a way to get around that problem. You…
Latest Articles
How to Create a Family Vacation Budget (and a Free Vacation Budget Planner Spreadsheet)
Vacationing together can help you unwind, reset sometimes tense parent-child relationships, and strengthen family bonds. And more Americans seem to be remembering that. From the late 90s until 2014, the…
CD Early Withdrawal Penalty: Here’s What You Need to Know
A certificate of deposit can be a way to get higher interest rates on a set term. Today’s best CD rates easily top 5%. When shopping for a CD, however,…
Chime® Review
There are few things more annoying in my life than recurring, nominal bank fees. I find it amazing that few things can rile us up more than looking over a…
A Review: Is Chase Bank the Best Option for Your Money?
While small banks and credit unions are a great option, don’t leave the big names off your list, either. Chase Bank is a big name in the industry, and they…
Acorns Review – Save and Invest Your Spare Change
Acorns saves your money consistently, and completely out of sight then lets you invest that savings in a diversified portfolio of stocks and bonds. If you’ve never been able to…
What Is Financial Independence and How Do You Achieve It?
Financial independence everyone wants it, but not everyone achieves it. Why? The reason is probably that financial independence is a process. It requires effort and commitment over a long period…