Savings/Checking
CD Rates
Banking Reviews
Tools & Apps
Banking
The Highest Interest Rates for April 2024
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
Best IRA CD Rates for April 2024
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
Best Student Checking Accounts and Banking Options
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe…
11 Best Free Checking Accounts
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
The 8 Best Savings Accounts for College Students in 2024
Saving money in college is tough when you’re not employed or working part-time. But it’s not impossible to do, and it may be just the time to strike with rising…
The Best 3-Month CD Rates (April 2024)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
Apps & Tools
7 Best Money-Saving Apps for College Students in 2024
Living on a shoestring budget is a common challenge for college students. But you can help your financial situation by choosing one of the best money-saving apps for college students…
Wally App Review 2024 – Creating a Budget with AI
Wally GPT bills itself as “The World’s 1st AI-Powered Personal Finance App.” Is Wally simply cashing in on AI mania? Does AI even make for a better personal finance app?…
Buxfer Review 2024 – The Most Comprehensive Budgeting App
Buxfer is a budgeting app that claims to help you take control of your financial future. Is that true, or is it just a marketing spin? You can answer that…
PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times
There are plenty of budgeting services and apps to choose from. One well worth considering is PocketGuard. It’s an app that tracks your spending, helps you budget for expenses, and…
Monarch Money Review 2024 – An App That Makes Budgeting Easy
Today, you’ll find plenty of budgeting and finance apps on the market, some of them free. If you’ve been struggling to get control of your budget, a good budgeting app…
Self Review 2024 – A Low-Cost Way of Building Credit
Have you been unable to get a credit card or a loan because of bad or no credit? Credit builder loans are a way to get around that problem. You…
Latest Articles
6 Tools to Find Promo Codes for Just About Anything
You can save money on nearly anything with promo codes. Luckily, with the power of the internet, it’s now possible to quickly find promo codes for just about anything you…
Thank You
Thank you for taking the time to subscribe to The Dough Roller newsletter. You will receive an email from me (DR) to confirm your subscription. It is important that you…
Retire Before Mom and Dad – Book Review
I met Rob Berger for the first time just last year. He was winding down his work on Dough Roller, the website he built from the ground up in 2007,…
ChexSystems: The Banks’ Secret WatchDog is Watching You
Have you ever been turned down for a checking account? While denials are more common when applying for credit, you can also be declined when applying for a bank account…
Online vs. Traditional Banking: Which is Better?
According to credit behemoth Discover, 82% of U.S. customers used online banking in the last 30 days. But they aren’t just using a standalone computer for their banking needs; they’re…
How to Create a Budget That Actually Works
Do you live in fear of overdrawing your checking account when several bills come due? Do you carry a credit card balance because you’re living beyond your means? Do you…