Savings/Checking
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Banking
The Highest Interest Rates for April 2024
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
Best IRA CD Rates for April 2024
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
Best Student Checking Accounts and Banking Options
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe…
11 Best Free Checking Accounts
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
The 8 Best Savings Accounts for College Students in 2024
Saving money in college is tough when you’re not employed or working part-time. But it’s not impossible to do, and it may be just the time to strike with rising…
The Best 3-Month CD Rates (April 2024)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
Apps & Tools
7 Best Money-Saving Apps for College Students in 2024
Living on a shoestring budget is a common challenge for college students. But you can help your financial situation by choosing one of the best money-saving apps for college students…
Wally App Review 2024 – Creating a Budget with AI
Wally GPT bills itself as “The World’s 1st AI-Powered Personal Finance App.” Is Wally simply cashing in on AI mania? Does AI even make for a better personal finance app?…
Buxfer Review 2024 – The Most Comprehensive Budgeting App
Buxfer is a budgeting app that claims to help you take control of your financial future. Is that true, or is it just a marketing spin? You can answer that…
PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times
There are plenty of budgeting services and apps to choose from. One well worth considering is PocketGuard. It’s an app that tracks your spending, helps you budget for expenses, and…
Monarch Money Review 2024 – An App That Makes Budgeting Easy
Today, you’ll find plenty of budgeting and finance apps on the market, some of them free. If you’ve been struggling to get control of your budget, a good budgeting app…
Self Review 2024 – A Low-Cost Way of Building Credit
Have you been unable to get a credit card or a loan because of bad or no credit? Credit builder loans are a way to get around that problem. You…
Latest Articles
How to Build Credit The Smart and Easy Way
It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula largely remains a mystery. And don’t get me started on the multiple versions of credit…
How to Change Banks
Switching banks can be a hassle, particularly when it comes to your checking account. Changing savings accounts is easy–just move your money from one bank to another. But with a…
8 Simple Ways to Pay Off Your Mortgage Early
The decision to pay off your mortgage early is a controversial one. But for some who have tackled many of their big financial goals and erased other debt, putting their…
The Build Card Review from Current – Improve Your Credit Score and Earn Rewards Without a Security Deposit
Improving your credit score and profile is an important part of achieving financial health. With an excellent credit score, you can be approved for the best credit cards, mortgages with…
5 Ways to Calculate “How Much House Can I Afford?”
If you’re looking to buy a new home – particularly if it’s your first home – you’re probably asking yourself a few big questions. “How much house can I afford?”…
SoFi Bank Review – High Yield Savings With No Fees and a $300 Bonus
SoFi is known as one of the best low-interest-rate lenders, especially with student loan refinances. But a few years ago, they also became a bank. Today, SoFi Bank offers a…