four popular budgeting methods

4 Popular Budgeting Methods – Which One Works Best for You?

Everyone, regardless of income level, needs a budget. Businesses survive and thrive with budgets, and it’s no different for personal finance. While business budgets might be complicated, your finances don’t have to be. Budgeting can be smooth sailing and even fun when you choose the proper budget for your goals and personal style. Managing personal…

buxfer app

Buxfer Review 2024 – The Most Comprehensive Budgeting App

Buxfer is a budgeting app that claims to help you take control of your financial future. Is that true, or is it just a marketing spin? You can answer that question after you’ve read this Buxfer App review. That’s an important consideration with any budgeting app, not just Buxfer. There are scores of budgeting apps…

how to create a CD ladder
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How to Build a CD Ladder in 4 Easy Steps

Creating a Certificate of Deposit (CD) ladder is a savvy financial strategy that combines the safety and predictability of traditional CDs with the flexibility and higher yield potential of staggered maturity dates. This approach involves dividing your investment into equal parts and depositing them into CDs with varying terms, typically ranging from short to long…

copper banking app

Copper Banking Review 2024 – Teaching Teens Financial Responsibility

Looking for a knowledge bank of financial information for your kids? Then Copper might be for you. This financial app makes money management for parents and kids more straightforward than ever, from issuing your kids’ first debit cards to earning saving rewards to parental controls that keep your kids’ spending in check. But how does…

everydollar app

EveryDollar Budget App Review 2024 – Does Dave Ramsey Do It Right?

Creating a budget is a critical step in building a healthy financial profile. Gone are the days of taking out your pencil and calculator and instead, pulling out your phone and searching fo the best budgeting apps. If you’re trying to follow the Dave Ramsey style of zero-based budgeting, EveryDollar may be the budgeting app…

commom bank fees

The 9 Most Common Bank Fees and How to Avoid Them

What’s an easy way to keep more money in your bank account? Avoid bank fees. In 2021, consumers paid $7.7 billion in overdraft and non-sufficient funds fees. This doesn’t include other miscellaneous fees banks charge. Even $5 here and there might seem small but adds up.  Avoiding bank fees isn’t difficult to do. Here are…