Banking

highest interest rates

The Highest Interest Rates for April 2024

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The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
best IRA CD rates

Best IRA CD Rates for April 2024

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I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
best free checking accounts

11 Best Free Checking Accounts

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With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
best 3-month CD rates

The Best 3-Month CD Rates (April 2024)

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A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…

Apps & Tools

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best buy now pay later apps

The 8 Best Buy Now Pay Later Apps of 2024

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Buy now, pay later – often known as BNPL – provides a financing alternative to credit cards and installment loans. Consumers can take advantage of BNPL apps to finance purchases…
tools to get out of debt

25 Powerful Tips and Tools to Get Out of Debt

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Here is one of the most frequently asked questions in all of personal finance: “How do I get out of debt?” At one level, eliminating debt is simply about following…
ways to improve your finances

100 Quick and Easy Ways to Improve Your Finances

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Anyone who has their finances in order will tell you it’s not a set-it-and-forget-it type of system. Situations are always changing and it’s important to always keep an eye on…
how much to save for a home

How Much Should You Save for a Home?

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Buying a home is nerve-wracking, even in the best of times. Add in record-high interest rates and skyrocketing home prices, and it can seem almost impossible. But what really may…
create a simple budget

How to Create a Simple Budget in Under 10 Minutes

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I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in…