Banking

highest interest rates

The Highest Interest Rates for April 2024

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The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
best IRA CD rates

Best IRA CD Rates for April 2024

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I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
best free checking accounts

11 Best Free Checking Accounts

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With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
best 3-month CD rates

The Best 3-Month CD Rates (April 2024)

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A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…

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How to Qualify for the Lowest Mortgage Rate

How to Qualify for the Lowest Mortgage Rate Possible

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After falling for decades, mortgage rates have risen significantly over the past year. Granted, it’s still nowhere near the 15% or more consumers paid on 30-year, fixed-rate mortgages in the…
Which credit score do mortgage lenders use

Which FICO Scores Do Mortgage Lenders Use?

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As I’ve mentioned before, I’ve been on a refinancing binge. My wife and I have refinanced our home twice in the last 12 months, and my business partner and I…
how to create a CD ladder

How to Build a CD Ladder in 4 Easy Steps

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Creating a Certificate of Deposit (CD) ladder is a savvy financial strategy that combines the safety and predictability of traditional CDs with the flexibility and higher yield potential of staggered…