Mint.com is Closed: Here are the best alternatives.
Formerly known as Quicken Loans, Rocket Mortgage is one of the best-known mortgage lenders in America, thanks in part to a comprehensive advertising campaign. But does it live up to the hype, and does it outperform its more conventional competitors? Let’s dive in and see what Rocket Mortgage does – and doesn’t do – and…
Was one of your year-end goals to improve your credit score? Or maybe you’re hoping to buy a home soon. Perhaps you just like to be on top of all of your financial data, especially your credit score. The best credit score sites can keep you on top of your financial future. Regardless of your…
It seems like a simple question at first. What is a good credit score? But what seems simple on the surface is often more complicated underneath. That’s true when it comes to your credit score, too. Trying to define a good credit score is like trying to define beauty. It’s in the eye of the…
When we bought our first home back in 1993, we did so with a down payment of 5%. A decade ago, you could even find home loans that didn’t require any down payment. Since the real estate market crash, though, lenders have tightened their underwriting requirements. Today, interest rates on mortgages are soaring and zero-down…
Looking for a way to get quick cash or a personal loan? You’re not alone. More than half of Americans report having taken out a personal loan in their lifetime. But it can be hard for those with little credit history or not great credit scores to get an unsecured loan. Enter Upstart. Founded by…
Did you know the FICO score is used by 90% of lenders? That’s why it’s important to understand your score, what played into it, plus how it plays into your interest rates for a mortgage, auto loan, or credit card. myFICO, a division of Fair Isaac, offers consumers tools to monitor their credit, track their…
Not too long ago there was one option for those needing a personal loan–the local bank. The application process was long and tedious. It was difficult and time-consuming to compare rates. And fees were often extremely high. Other online financial institutions have changed the way we shop for the best personal loans. These sites allow…
Boosting your credit score often requires months or even years of near-perfect financial behavior and decisions. This proves to be difficult for most people, and they remain stuck in the lower range of credit scores. But a new tool from Experian (one of the three major credit bureaus) called Experian Boost™ provides another way of…
By thinking through your individual needs and wants, as well as saving up and positioning your finances, you can successfully get through buying your first home and make the most of your money. Getting ready to buy your first home is a big deal. It involves a lot of preparation, saving, and legwork. So before…