Mint.com is Closed: Here are the best alternatives.
I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? I confronted…
When we bought our first home back in 1993, we did so with a down payment of 5%. A decade ago, you could even find home loans that didn’t require any down payment. Since the real estate market crash, though, lenders have tightened their underwriting requirements. Today, interest rates on mortgages are soaring and zero-down…
UPDATE – Mint has decided to close its doors on March 23rd, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget doesn’t miss a beat. I’ve used Mint.com for years. If you’re not familiar with Mint, it is a free online personal budgeting tool that allows…
This simple CD interest calculator will estimate the amount of interest you’ll earn on a CD. It covers CD terms ranging from 3 months to five years. How to Use the CD Interest Calculator To calculate how much interest you’ll earn over the term of a CD, just enter the following information: Initial Deposit: The…
I’m not a huge Dave Ramsey fan. I’ve listened to his show from time to time and read his books. He can be entertaining, and he has helped a lot of people. But his dogmatic,” I’m right, and you’re wrong” approach to personal finance just rubs me the wrong way. Of course, Ramsey can be…
The debt avalanche is the fastest and cheapest way to pay off your debts. But is it always the best way? Sometimes the debt snowball may be better. In this article, we’ll compare the debt avalanche vs. the debt snowball. When it comes to math, things are pretty straightforward. No matter what language you speak,…
If you’re upset about Bank of America charging a monthly fee, if the bank has a policy you don’t like, or if you just have no need for this company’s particular set of services, consider closing your Bank of America account. In this guide, we cover the three ways you can close your Bank of…
By thinking through your individual needs and wants, as well as saving up and positioning your finances, you can successfully get through buying your first home and make the most of your money. Getting ready to buy your first home is a big deal. It involves a lot of preparation, saving, and legwork. So before…
Saving for a down payment to buy a home is both exciting and overwhelming. When my wife and I were saving to buy our first home, I thought we’d never have enough for the down payment. But somehow we came up with the money. One of the keys to our success was saving the cash…